Years ago, most consumers paid in cash. But today, credit cards are a fiscal convenience and way of life for most people. However, like many modern conveniences, credit cards are open to abuse. In the wrong hands, your credit cards - or credit card numbers - are like an open invitation to rob you. With the card or information in hand, thieves can quickly charge thousands of dollars worth of merchandise or borrow large sums of cash.
Credit card fraud is a growing problem that affects all of us through higher finance charges and annual fees, not to mention the investigative costs to law enforcement agencies. A few preventive measures, however, can protect you from credit card thieves.
The most basic safety tip is to only carry the cards that you absolutely must have with you to transact business. In most cases, just one card is necessary. Other cards can be left at home in a secure location and carried as needed. This will limit your exposure in case your wallet or purse is stolen or lost.
Here are some other safety tips to keep in mind:
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